Arrange Financing

Get a Mortgage Pre-Approval

An important ingredient in a successful home search is knowing how much you can afford. You don’t want to fall in love with a property only to find out it’s outside your price range.

That’s why I recommend getting a Mortgage Pre-Approval. This is a document from your bank, my preferred lender, or other lender you choose to work with stating how much of a mortgage they are willing to give you. There are two advantages to getting this pre-approval:

  • It gives you the peace-of-mind of knowing you can afford homes you view on the market, and won’t have problems arranging financing.
  • It’s a sign to sellers that you are a serious, prepared buyer – which gives you the edge when making an offer.
  • Our local market is fairly fast-paced, so you want to be prepared with your financing so you don’t miss out on the home of your dreams.

You can arrange for a Mortgage Pre-Approval with your bank, my preferred lender, or other lender that you choose to work with.

How Much Home Can You Afford?

Banks and lenders use specific criteria to determine how much of a mortgage they’re willing to offer you. They look at your income, expenses, credit history and employment status, as well as the down payment you plan to make on a home. It may seem like a scary process, but it is actually straightforward. You can usually get a Mortgage Pre-Approval in minutes.

By knowing what you can afford, you can confidently shop within that price range. For example, if you qualify for a $279,000 mortgage, and you have another $30,000 available as a down payment, you can look for homes in the $309,000 range.

Have questions about arranging financing? Please submit the form below or call or email me.


Let me assist you in the purchase of your new home

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